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Does Dental Insurance Reset Every Year?

added on: October 22, 2021

Dental insurance can be a good thing to have, but the benefits don’t last forever. If you have dental insurance, there’s a chance that it’s going to expire at the end of the year. Unfortunately, many people let their benefits sit unused. However, there are several good reasons why you should see your dentist in Valparaiso before your benefits are gone and you have to start over.

Ask yourself:

  • “Do my insurance or FSA benefits expire at the end of the year?”
  • “Have I met my deductible but never got around to taking advantage of it?”
  • “Will I have to start all over in January?”

If you said “yes” to one or more of these questions, you should schedule an appointment with your dentist in Valparaiso as soon as possible to take advantage of all the benefits dental insurance has to offer. 

A New Year. A New Deductible.

Some dental insurance plans will require patients to pay a certain amount of money before patients can take advantage of the benefits. This is called a deductible. Many times, people will reach their deductible but never use the perks that come afterward. However, once the new year is underway, new deductibles will apply and patients will need to start paying all over again. If your dental insurance has a deductible and you’ve met it, don’t miss out on your benefits. Schedule an appointment with your dentist in Valparaiso today. 

An Important Note About FSAs

Instead of traditional dental insurance, some employers offer their staff the option to pay pre-tax money into an FSA (Flex Savings Account) that can then be used on dental and medical needs. However, this money doesn’t last forever and usually needs to be used by the end of the year. 

That’s why there’s no better time than right now to call and schedule some well-deserved dental work. 

We’re Here to Help

Whether it’s something as simple as a cleaning or a more transformative treatment like cosmetic dentistry, we know you care too much about your smile, your health, and your investment to throw away the dental benefits you paid for all year long. Let us help you figure out the best way to use your dental benefits before you lose them. 

But don’t wait. The end of the year can be a busy time for your dentist in Valparaiso. Call Now To Schedule Your Appointment!